Bonds are melting SEB capital

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SEB bank has problems with it’s bond portfolio, possible loss can be up to SEK 7.7 bln aripaev.ee mediates Svenska Dagbladet.

That would melt bank’s equity capital even faster that loan losses from Baltic countries.
SEB has large bond portfolio, which may cost much for the bank. SEB has already announced of losses in amount of SEK 2.4 bln in quarter results presented in April. In the first half-year results bank wrote off smaller amounts. In Q3 the financial crisis is sharper and losses may grow.

“I estimate the losses in Q3 may be up to SEK 3 bln. It’s very large amount, but doesn’t threat bank’s payment capability,” said Rodney Alfvén, banking analyst from Cheuvreux Nordic.

Ranking agency Standard Poor's warns as well, that bank may face the problems. Agency lowered bank’s outlook from stable to negative and besides Baltic loan losses it points to risk that losses from bond portfolio may grow. S P estimates that SEB may lose 10 pct of its share capital in 2008.
According to Svenska Dagbladet calculations it is SEK 7.7 bln.

Value of SEB’s bond portfolio was worth SEK 126 bln in the beginning of the year.
SEB estimates possible loan losses for next year in Baltic to amount 1 pct of loan portfolio, which means SEK 1.4 bln.